Independent Mortgage Broker

We read the fine print,
so you don't overpay.

Rani and his team compare terms across dozens of lenders, line by line, then hand you the one that actually works in your favor.

Rani Aridi, mortgage loan officer at United Financial
How it works

Three steps, on the record

I. Apply or Contact

Fill out a quick application online, or talk it through with us first.

II. Review Loan Options

We go through what fits your situation — purchase, refinance, or home equity.

III. Get Loan Approval

We shop your loan across lenders and guide you to closing.

Find your fit

The right loan for your situation

Why work with us

More lenders, more leverage — for you

01

Access to more lenders

A direct lender offers one rate sheet. We compare dozens side by side.

02

A loan for every situation

FHA, Conventional, VA, Jumbo, and more — see all loan types →

03

One point of contact

From start to finish, you talk to one loan officer — not a call center.

04

Work with us from anywhere

Everything happens by phone and online — no office visit required.

Compare My Rate Options
Rani Aridi reviewing mortgage loan options with a client in Irvine, CA
Reviews

What clients say

"

I only have great things to say about Rani. He met our challenge and worked so hard to help us. I cannot thank him enough for all his hard work, patience, and kindness. I highly recommend doing business with him.

APC8494 — Dunnellon, FL
May 23, 2025
"

We have been through plenty of refinances and home purchases in the past. Rani with United Financial Inc. is by far the best experience we have had. The communication was top notch. We were never in the dark with any part of the process. Their team is amazing. I will be referring Rani to everyone I know.

David A — Colusa, CA
May 23, 2025
"

Rani helped me with securing a HELOC at a rate lower than expected and far more competitive than other lenders — he was very diligent in exploring my options and being very straightforward with questions and concerns of mine. His wealth of knowledge was extremely beneficial to me as I continually contacted him with my questions and concerns. He always showed me the highest level of respect with both his attitude and the information provided. Thank you Rani — you made this process smooth and painless.

Mel.D — Fruita, CO
May 8, 2025
FAQ

Common questions

What does a mortgage broker do?

A mortgage broker compares loan programs and rates across multiple lenders on your behalf, rather than offering only one lender's products like a bank does. Rani Aridi works with dozens of lenders to help match borrowers with a loan that fits their situation.

Does it cost anything to work with a mortgage broker?

There's no cost to submit an application or get a loan comparison. Broker compensation is typically paid by the lender at closing and disclosed in your loan estimate, as required by federal law.

What areas does Rani Aridi serve?

Rani Aridi and his team are licensed to work with homebuyers and homeowners across multiple states.

What loan types are available?

Purchase loans, refinance loans, and home equity loans, including FHA, Conventional, VA, Jumbo, and non-QM programs such as Bank Statement, P&L, DSCR, ITIN, and No Income.

Couple moving into their new home after mortgage approval
Let's get started

Ready to see your options?

No obligation, no pressure — just a clear look at your best rate.

Start My Application