Down payments as low as 3.5%, with flexible credit requirements — a common fit for first-time buyers.
Eligible veterans and service members can buy with $0 down and no monthly mortgage insurance.
Down payments as low as 3% for qualifying buyers, with competitive rates and no upfront mortgage insurance fee.
From your first credit check to picking up your keys — here's everything to check off along the way.
Know where you stand, then speak with one of our licensed loan officers to get a pre-approval letter that shows sellers you're a serious, financially vetted buyer.
Get pre-approved →Factor in the down payment, closing costs, and your comfortable monthly payment.
A local agent guides you through listings and showings as you tour homes that fit your budget and your must-have list.
Your agent helps you submit a competitive offer on the right home.
Catch issues before you close, and negotiate repairs if needed.
Lock in your rate and clear any remaining underwriting conditions.
Sign the final paperwork, fund the loan, and move in.
It depends on the loan program. FHA loans allow as little as 3.5% down, VA loans allow eligible veterans to put $0 down, and Conventional loans can go as low as 3% for qualifying first-time buyers.
Pre-qualification is a quick, informal estimate based on information you provide. Pre-approval involves verifying your income, credit, and assets, and results in a letter that shows sellers you're a serious, financially vetted buyer.
First-time buyers often use FHA loans for their low down payment and flexible credit requirements, or Conventional loans with as little as 3% down. VA loans are available to eligible veterans regardless of whether it's their first home.
Most purchase loans close within 30 to 45 days of an accepted offer, depending on the lender, loan program, and how quickly documentation is provided.
Instead of calling around yourself, we shop purchase loan terms across our lender network and bring you the options that fit — with one point of contact throughout, from pre-approval to closing.
No obligation, no pressure — just a clear look at your best rate.
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